How Do Truck Accidents Differ from Car Wrecks?

How Do Truck Accidents Differ from Car Wrecks?

Most smaller passenger vehicles are owned privately by their drivers, or the driver’s friend or family member. This, however, does not usually apply to trucks. In most cases, trucks are not privately owned, but rather are owned by a trucking company, or leased out to truck drivers through a third-party lessor. Unfortunately, if you become a victim of a crash involving a truck, the third-party ownership of the truck can complicate the process of filing your insurance claims and seeking recovery for your damages. 

It is important to understand that if you are involved in a truck accident, you will need to determine not only who the driver of the truck was, but also the owner. Without knowing the owner of the truck that was involved in the accident with you, you will not be able to properly file a claim with your auto insurance company. In these situations, it is likely in your best interest to contact a truck accident attorney in your area to ensure that you are fairly and justly compensated for your accident.  The procedures and laws surrounding truck accidents vary greatly from those surrounding ordinary car accidents, and a truck accident attorney can make sure that your claim is handled correctly based upon those differences.

Difficulties with ownership are not the only factor that set truck accidents apart from normal car accidents. Due to the destructive nature of big trucks, trucks and regular cars are required to carry vastly different liability insurance policies. Trucking companies are considered responsible for paying out claims on injuries that were caused both by their own negligence, or by the negligence of their employed drivers. Additionally, trucks generally carry insurance policies that have much higher policy limits than ordinary car drivers are required to carry. This can translate into larger compensation for victims of trucking accidents. 

Truck drivers are also bound by laws and regulations that do not necessarily apply to drivers of ordinary cars. Again, these laws and regulations are put in place due to the potential for immense damages that big-rig trucking accidents can cause. A truck accident lawyer will be familiar with these laws and regulations, and if they are able to gather evidence that any of these laws or regulations were broken, it can increase the value of the accident victim’s claim. This potential increase in compensation would result from the evidence of additional negligence on the part of the trucker or trucking company involved in the accident. 

Truck accidents can also be caused by factors that would not apply to a normal car accident. For example, truck accidents can be the result of improperly loading cargo, or the fatigue of a driver after operating the truck for long hours. 

Unfortunately, truck accidents generally result in massive amounts of damage due to their size. Whether or not the accident results in extensive damages, you should always contact the police if you are involved in an accident. If for no other reason, the police can ensure that all appropriate contact and insurance information is documented, allowing you to move forward with the insurance claims process. It is also always a good idea to contact a truck accident lawyer in the event that you are the victim of an accident with a truck or 18-wheeler – they can ensure that you are fairly financially compensated for your losses in the aftermath of your accident. 

If you or a loved one have been involved in a truck accident, and you are in need of legal help, contact the experienced truck accident lawyers at Stokes Stemle at (334) 316-4123 or www.StokesStemle.com. We can conduct a thorough investigation and fight your case to ensure you get the compensation you deserve. 

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