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Uber and Lyft Accidents

ALABAMA UBER AND LYFT ACCIDENT LAWYERS

Ridesharing services, such as Uber and Lyft, have become increasingly popular in the last few years which has led to more and more people becoming injured either as passengers of a ridesharing service or being hit by a driver working for Uber or Lyft.

We understand how stressful it can be for those involved in an accident and those involving ridesharing services can often become very complicated as Uber and Lyft corporate lawyers attempt to shift blame and not cover accidents involving their drivers. Because Uber and Lyft accidents are more complex than other types of accidents it takes a skilled and knowledgeable attorney to fight these ridesharing company and obtain the justice and compensation you deserve.

WHO IS RESPONSIBLE FOR YOUR INJURIES

UBER AND LYFT insurance overview stokes stemle personal injury lawyers

The party responsible for your injuries when involved in a collision involving a driver for Uber or Lyft depends on a variety of factors. We have broken these factors down in to four stages to help better explain who is responsible and why.

FOUR STAGES OF RESPONSIBILITY IN UBER OR LYFT ACCIDENT

NO STAGE

This is the period where the Uber or Lyft Driver is not logged in to the ridesharing application. Since the driver is not logged in to the application he is a normal driver like everyone else. This means that driver’s personal car insurance policy will cover damages and injuries arising from the collision. So in ALabama the driver would have at least $25,000.00 in liability coverage per person and a maximum of $50,000.00 in total liability coverage, as well as at least $25,000.00 for property damage.

STAGE ONE

The Uber or Lyft Driver is logged in to the application and is waiting to get a fare. During this stage both Uber and Lyft offer a total of $50,000.00 per person and total of $100,000.00 for all persons injured. HOwever, the coverage provided by Uber or Lyft is secondary to the drivers personal insurance policy. Meaning that you must file a claim with the driver’s individual insurance carrier and receive the policy limits from the same before continuing on with a claim against Uber or Lyft.

STAGE TWO

In this stage the Uber or Lyft Driver has accepted a fare and is on his/her way to pick up the customer(s). During this stage both Uber and Lyft provide $1,000,000.00 in liability and uninsured/underinsured motorist coverage. Collision coverage is based on the driver’s personal insurance policy in place at the time of the collision.

STAGE THREE

The Uber or Lyft Driver has picked up the customer(s) and is headed to the destination. During Stage Three Uber and Lyft offer $1,000,000.00 in liability, uninsured and undersinsured coverage. However, collision coverage depends on whether the driver has collision coverage on his or her personal insurance policy.

HOW CAN AN ALABAMA UBER/LYFT ACCIDENT LAWYER HELP ME?

Ridesharing companies liky Uber and Lyft were not allowed to operate in the state of Alabama until July 1, 2018, when Alabama became the 45th State to pass ridesharing legislation. Currently, only Uber and Lyft may legally operate in the state of Alabama. The laws regarding Uber and Lyft Accident are very young andstill being interpreted by the court system. As a result of there are many legal gray areas making it important to consult with a ridesharing attorney regarding your legal rights following an accident with an Uber or Lyft driver. If you have been injured in an Uber or Lyft related accident, you may be entitled to compensation for medical bills, lost wages, pain and suffering and more. The personal injury lawyers at Stokes Stemle are here to assist you in obtaining the maximum value for your injuries. We have multiple locations throughout the State of Alabama to better assist you.

Call us today at 334.316.41213 for your free, no-obligation consultation to find out what you claim is worth. Our experience as Uber accident and Lyft accident lawyers will help you get the justice you deserve.

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