Rideshare services like Lyft and Uber have become immensely popular over the past few years. However, this popularity comes with a human cost. People have been injured as passengers in a rideshare vehicle. Pedestrians and other motorists have been hurt after being hit by a vehicle operated by an Uber or Lyft driver.
Severe, even life-altering injuries from a rideshare accident can pose challenges for the victim and the victim’s family. These challenges can grow more difficult when Uber and Lyft refuse to accept responsibility for the victim’s injuries. Those rideshare companies often try to shift the blame and legal liability elsewhere. Given the complexities of those accident claims, it is essential to obtain legal assistance from an experienced and skilled Uber/Lyft accident attorney.
If you or a loved one were injured in an accident caused by an Uber or Lyft driver, contact the Montgomery Uber/Lyft accident lawyers at Stokes Stemle, LLC. Learn more today about legal rights and options that you have.
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Who Is Responsible for Your Injuries after a Rideshare Accident?
If you are injured in an accident involving a rideshare vehicle, the rideshare company may offer some insurance coverage. That insurance can provide compensation for your injuries and damages, but you may quickly find the rideshare company disputing the amount of the insurance. The company may even argue that insurance is not available.
These factors may come into play on the rideshare company’s insurance coverage:
- The driver is not logged into the rideshare app – Uber or Lyft won’t accept responsibility for injuries caused by the driver. An injury victim must file a claim with the driver’s personal or commercial auto insurance policy.
- The driver is logged into the app but is waiting on a fare – Uber and Lyft provide liability coverage in the total amount of $50,000 per person/$100,000 per accident in addition to the driver’s own personal or commercial insurance coverage
- The driver is on the way to pick up a passenger – Uber and Lyft provide up to $1 million in liability coverage.
- The driver has passengers in the vehicle – Uber or Lyft provide coverage up to $1 million in coverage.
There is no guarantee that the driver and/or the rideshare company will readily accept responsibility. That makes legal representation of utter importance when you seek financial compensation for your injuries.